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Are Mobility Devices Covered? You Have Options
September 6, 2019 by Living Assistance Services - Senior Home Care
Mobility devices are crucial in helping seniors maintain their independence and they make it possible for a caregiver to assist them to move around in their homes. Without access to mobility devices, elderly persons risk a complete lack of independence and often, isolation which has been proven to significantly impact mental and physical well being, and mortality.
Seniors with mobility issues have special needs, and agencies like Living Assistance Services, provide caregivers who are knowledgeable in their use.
These devices can be costly, but fortunately, government-funded programs and private insurance can help cover most or all of the cost of devices.
The Assistive Devices Program (ADP)
Subject to a required application for a funding assessment that must be completed by an Authorized Registered Occupational Therapist (ADP), Ontario residents with a valid health card and a disability that requires the use of a mobility aid for six months or longer can get help paying for mobility devices. Upon approval of the application for funding by ADP, the program covers 75 percent of the cost of the device, so you only pay 25 percent.
If you receive financial support from Ontario Works or Ontario Disability Support Program (ODSP), ADP will cover 100 percent of the cost.
Devices that are covered by the program include:
- manual and power wheelchairs
- power scooters
- wheeled walkers
- power add-on devices that can be added to an existing manual wheelchair
- positioning devices, such as head and back supports, cushions, etc.
- replacements if your device is worn-out, your needs have changed, or you no longer fit
You can find out how to apply at: https://www.ontario.ca/page/mobility-aids
Private Insurance Plans
Some seniors opt to supplement their OHIP coverage with private insurance. While plans and health insurance providers vary in what is covered and how much of the cost is covered, many do offer partial coverage for the cost of mobility aids.
Check your insurance policy or contact your provider to find out which devices are covered by your plan.
If You Can’t Afford to Cover Your Share of the Cost
If you’re not able to afford to pay your portion of the cost for a mobility device, there are a number of volunteer and non-profit organizations in Ontario that may be able to help with financial assistance or by providing a mobility device free of charge. Some of these include:
- March of Dimes Canada
- Lions Clubs
- Rotary Clubs
- Royal Canadian Legion
David Porter, CPCA
Living Assistance Services – Senior Home Care
Assistive Devices Program – Mobility Aids. https://www.ontario.ca/page/mobility-aids
Seniors and Aging – Assistive Devices. https://www.canada.ca/en/health-canada/services/healthy-living/your-health/lifestyles/seniors-aging-assistive-devices.html